Wood County National Bank allows you to select the monthly due date of your payment plus you have the option of a coupon book OR auto deduct of your loan payments. For a common sense approach to lending, visit an experienced consumer loan officer at the Community or Plover offices.
 

We offer fixed rate installment loans with a monthly payment that won't change during the term of your loan. Guaranteed. There's no need to worry about an increase in the interest rate. You won't be affected.

The term of your loan is flexible. It depends on the reason you are borrowing, the amount of the loan and the amount you can afford for monthly payments. WCNB does not use credit scoring.

Click here for a consumer loan application you can print out, or fill in online and return to us!

If filing a mortgage for tax purposes, there will be a $50 fee plus a $13 recording fee.

2nd Mortgages - Home Equity

3 - 5 Year Lock - 6.69%     Max Amort 15 Years (with auto-deduct; WITHOUT auto-deduct 0.25% higher)

10 Year - 7.46%

$50 loan fee

Home Equity Line of Credit

6.99% 3 year fixed then Prime + 0.50% or Prime + 1%

7.49% 5 year fixed then Prime + 0.50% or Prime + 1%

Prime + 1% 7 years or Prime + 0.50% 7 years $45.00 Annual Fee

Floor of 5.00% and Ceiling of 12.75%

Land Loans

5 acres or less: 5.95% - 18 Months (based on a 15 Year Amort.)

5 acres or less: 7.50% - 3 Years (based on a 15 Year Amort.)

Credit Cards

Available in Personal and Business, we offer Classic MasterCard, Classic VISA, Gold MasterCard, and VISA Gold.

Fee is waived if customer has a WCNB checking account. Any applicant may have the annual fee waived for the first year.

* Customer down payment guideline is 20% of the purchase price for travel trailers, 5th wheels, motor homes, and boats. Customer down payment guideline is 10% of the purchase price plus customer pays tax, title, and registration.